DEBBIE BURNESS REAL ESTATE GROUP
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The Difference Between Reasonable and Fiduciary Care
As a real estate professional, my role is not just to help you navigate the buying or selling process, but also to ensure you receive the highest standard of care and attention throughout the journey. While terms like "reasonable care" and "fiduciary care" may… Continue Reading “The Difference Between Reasonable and Fiduciary Care”
The first consideration before listing your home
Selling a home in today’s market requires more than just listing it…you need to meet buyers where they are. With home prices at record highs and mortgage rates around 6.5%, many buyers simply don’t have the funds left for renovations or repairs after closing.… Continue Reading “The first consideration before listing your home”
An ADU as an option to affordability
As home prices and mortgage rates rise, buyers are looking for innovative ways to make homeownership more manageable. One option gaining popularity is the Accessory Dwelling Unit (ADU). An ADU is an independent living space, often resembling a small apartment or efficiency, located on… Continue Reading “An ADU as an option to affordability”
Rising Homeowner’s Insurance Affecting Affordability
For homeowners with mortgages, rising insurance premiums pose a unique and unavoidable challenge. Unlike those who own their homes outright, mortgage holders are required by their lenders to maintain adequate homeowners insurance. This ensures that the lender’s investment in the property is protected in… Continue Reading “Rising Homeowner’s Insurance Affecting Affordability”
A second opinion is a prudent choice
Getting pre-approved for a mortgage is a vital step in the homebuying process. While many buyers rely on online calculators or their first pre-approval offer, these tools and initial approvals might not always provide the best options. If you’re serious about making a smart… Continue Reading “A second opinion is a prudent choice”
Thoughtful Questions Can Guide Your Decision
When interviewing real estate agents to sell your home, asking the right questions is key to finding an agent who will best meet your needs. The process of selling a home can be complex, and the right agent will not only have the experience… Continue Reading “Thoughtful Questions Can Guide Your Decision”
Avoiding tax when you sell your home
In the past, many homeowners didn’t give much thought to keeping detailed records of home improvements. With capital gains exclusion thresholds of $250,000 for single filers and $500,000 for married couples, most homeowners didn’t come close to exceeding these limits when selling their homes.… Continue Reading “Avoiding tax when you sell your home”
Homeownership is more about its future value
When it comes to housing, the debate between owning and renting often boils down to finances. While renting may offer short-term flexibility, homeownership provides significant financial benefits that renters miss out on. From appreciation to building equity and increasing your wealth, owning a home… Continue Reading “Homeownership is more about its future value”
Exploring the iBuyer Option: Convenience vs. Equity
In today’s fast-paced real estate market, homeowners are increasingly considering alternative selling methods. One option gaining traction is selling to an iBuyer company. These tech-driven real estate firms offer a quick, streamlined process for homeowners looking to sell their properties. But like any major… Continue Reading “Exploring the iBuyer Option: Convenience vs. Equity”
Understanding Mortgage Fraud Red Flags
During crises, whether natural or personal, the risk of scams and fraud increases. While many organizations can assist you with financial difficulties or foreclosure, it’s crucial to ensure you’re dealing with a reputable entity before proceeding. Always research any unsolicited offers for help. Protect… Continue Reading “Understanding Mortgage Fraud Red Flags”
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