DEBBIE BURNESS REAL ESTATE GROUP
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I wish I knew then…
We have all heard this expression that implies that had a person known earlier in life what they know now, they would have done things differently. The subject possibilities are endless While no one has a crystal ball to see into the future, it… Continue Reading “I wish I knew then…”
Your Home is a Hedge Against Inflation
The concern about inflation is the sustained upward movement in the overall price of goods and services while the purchasing value of money decreases. Tangible assets like your home consistently become more valuable over time. In inflationary periods, your home is a good investment… Continue Reading “Your Home is a Hedge Against Inflation”
Why is the APR higher than the interest rate?
Annual percentage rate is a calculation to accurately reflect the cost of the mortgage considering the note rate of interest, financing fees and charges based on the term of the mortgage. Annual percentage rate, APR, calculates the interest rate and loan fees over the… Continue Reading “Why is the APR higher than the interest rate?”
Hello 2022!
2021 was such an amazing year for us! After several years of consideration, we decided to join forces and officially form BE REAL ESTATE GROUP at Compass. We could not be happier with our decision as it has led us to have an amazingly… Continue Reading “Hello 2022!”
There’s more to it than you might think
There is more to selling a home than you might think. Superficially, a person might think that it will sell itself currently because, nationally, homes for sale receive 3.6 offers and they sell within 18 days. Any business student can probably list the four… Continue Reading “There’s more to it than you might think”
Will Soft Inquiries Hurt Your Credit Score?
Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores because they are not attached to a specific application for credit. They can occur when a credit card issuer or mortgage lender checks a… Continue Reading “Will Soft Inquiries Hurt Your Credit Score?”
Paying Down Your Mortgage
When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may be different options available. Pre-paying principal on a fixed-rate mortgage shortens the term of the mortgage but the payment stays the same. Conversely, recasting… Continue Reading “Paying Down Your Mortgage”
An Easy Fix to Avoid a Flood in Your Home
Do you remember if or when you have replaced your washing machine hoses? Are they the original hoses and if so, how old is your washing machine? It is recommended that washing machine supply hoses should be replaced every five to seven years. Washing… Continue Reading “An Easy Fix to Avoid a Flood in Your Home”
In Search of a Big Mortgage
The Fannie Mae and Freddie Mac loan limits are adjusted annually to keep up with cost of living but with the appreciation experienced in many markets, it may not be enough. When the conforming loan limit is not enough, qualified buyers can turn to… Continue Reading “In Search of a Big Mortgage”
Credit Utilization Affects Your Score
Credit utilization reflects how much of your available credit is being used at a given time. Lower credit utilization indicates that a borrower is not heavily relying on their credit and that they are using their credit responsibly. Is calculated by dividing your total… Continue Reading “Credit Utilization Affects Your Score”
DEBBIE BURNESS REAL ESTATE GROUP 