DEBBIE BURNESS REAL ESTATE GROUP
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Category: Uncategorized
Get the Buyer Incentives to Act Now
Sellers, who last year, were not willing to make any concessions, are much more likely to do so this year due to the softening of the market because of inflation and higher mortgage rates affecting affordability for buyers. Concessions can take place in different… Continue Reading “Get the Buyer Incentives to Act Now”
Compare Before Deciding on the Standard Deduction
The TCJA of 2019 dramatically increased the standard deduction so that many homeowners benefit from taking that rather than itemizing their deductions. Taking the standard deduction may result in a larger deduction even if you have no expenses that qualify for claiming itemized deductions.… Continue Reading “Compare Before Deciding on the Standard Deduction”
Negotiate a Buydown to Get into a Home Now
If you are a prospective homebuyer, things have changed in the past year. Most notably, mortgage rates have more than doubled which has created an affordability gap that has taken approximately 15 million buyers out of the market. Inventories are growing but it isn’t… Continue Reading “Negotiate a Buydown to Get into a Home Now”
If you’re on the sidelines, at least get ready…
If you’re on the sidelines to buy a home, there are things you can do to be ready when you do get back in the game. Improve your credit score to qualify for the best mortgage rate available which are reserved for those with… Continue Reading “If you’re on the sidelines, at least get ready…”
Negotiating Your Position
The seller wants the most for their home and the buyer wants to pay the least possible. From the very beginning of the homebuying process, there are adversarial positions between the principals. If you happen to be in a multi-offer situation, it just complicates… Continue Reading “Negotiating Your Position”
Turn Back Time
As the expression goes, "if I could turn back time", maybe you’d would do some things differently. If you’re wanting to buy a home, the regret may come from not getting a mortgage when rates were half of what they are today. There may… Continue Reading “Turn Back Time”
Buy Now, Refinance Later
The dilemma facing would-be buyers today is to wait until things settle down or move ahead in this unsettling economic environment. More specifically, the question should be, what are you waiting to settle down: mortgage rates, or prices or both? Mortgage rates haven’t been… Continue Reading “Buy Now, Refinance Later”
Does high inflation discourage your from buying a home?
Inflation devalues the purchasing power of money and the interest earned on savings is almost always less than inflation. Tangible assets like your home consistently become more valuable over time. In inflationary periods, a home is a good investment and a hedge against inflation.… Continue Reading “Does high inflation discourage your from buying a home?”
Did you know this about your credit?
Credit scores are used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit. The score is a numerical value ranging from a low of zero to a high of 850… Continue Reading “Did you know this about your credit?”
Would you like to buy a house for $1000 or less?
Down payment assistance programs and credits from the seller make this possible even in California! Call or text me today to learn more! Debbie Burness (209.608.1811)———————————————Debbie BurnessREALTOR®, CRS, CIPS, SFRDRE 00873190Compass———————————————
DEBBIE BURNESS REAL ESTATE GROUP 