DEBBIE BURNESS REAL ESTATE GROUP
Find your dream property today! Get listings 6 days faster than Zillow!
Category: Uncategorized
Did you know this about your credit?
Credit scores are used to assess risk and determine whether a borrower is approved or declined for a mortgage, credit card or some other type of credit. The score is a numerical value ranging from a low of zero to a high of 850… Continue Reading “Did you know this about your credit?”
Would you like to buy a house for $1000 or less?
Down payment assistance programs and credits from the seller make this possible even in California! Call or text me today to learn more! Debbie Burness (209.608.1811)———————————————Debbie BurnessREALTOR®, CRS, CIPS, SFRDRE 00873190Compass———————————————
Waiting for the Mortgage Rates to Come Down
Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be… Continue Reading “Waiting for the Mortgage Rates to Come Down”
Downsizing Options
Opportunities exist for a subset of homeowners, possibly in their 60’s to 70’s, who want to downsize to smaller homes for convenience, less maintenance, change of lifestyle, or to save money. These homeowners are more likely to have large equities and will not feel… Continue Reading “Downsizing Options”
Concessions Make Your Home More Marketable
Sellers offer concessions as an incentive to encourage buyers to purchase their home. The concessions, paid for by the seller, benefit the buyer in ways that may be more appealing than possibly, being able to purchase the home for a lower price. In some… Continue Reading “Concessions Make Your Home More Marketable”
Building Your Home Buying Team
There are a lot of professionals involved in the homebuying process. And when these people can function as a team, the buyer is much more likely to end up where they want to be…in their new home. The lender is an integral part of… Continue Reading “Building Your Home Buying Team”
Securing Your Retirement
Social Security was established, on August 14, 1935, to take care of the country’s elderly in their retirement years. Today, about 65 million or 1/6 of Americans collect benefits and the average monthly retirement amount received in January 2022 was $1,614 per month or… Continue Reading “Securing Your Retirement”
Homeowners Need Resources
Managing an asset worth hundreds of thousands of dollars is a responsibility that requires attention to details such as timely payment of the mortgage, home repairs and maintenance, upkeep, and oversight on financial issues including taxes, insurance, and other things. Depending on how long… Continue Reading “Homeowners Need Resources”
Waiting for the Mortgage Rates to Come Down?
Waiting for the mortgage rates to come down before you buy a home may not be a good decision. If you are correct, and the rates do come down by two percent, the savings you benefit from a lower rate will most likely be… Continue Reading “Waiting for the Mortgage Rates to Come Down?”
Finding Funds for a Down Payment
A soft second loan, sometimes called a silent second, is subordinate to the first mortgage, whose payment is deferred or forgiven until a specific date or the resale of the property. This would mean that buyers would not have to contend with regular payments… Continue Reading “Finding Funds for a Down Payment”
DEBBIE BURNESS REAL ESTATE GROUP 